Your household’s spending, bills and paycheques on one calendar — the part that already happened and the part that hasn’t.
Real sample household · no signup · about 30 seconds
How to read it
How to read it
Showing this week — the full month grid is one tap away in the demo.
The calendar
Bank rows land on the day they happened. Bills you planned sit beside them. Recurring streams the app detected fill in the rest of the month. The projected figure counts all three, so the end of the month stops being a surprise.
Open the calendar in the demoWhat makes up September
Cash flow
One picture instead of a pivot table: the month's income flowing through every category into what's left. When spending outruns income, the remainder flips to a deficit and you can see which category did it.
Open cash flow in the demoThe assistant
Ask in plain language and the assistant reads the same data your dashboard does — then links its answer back to the screen behind it. It can act, too: split a transaction, tag a trip, write a categorization rule. Always with your confirmation first.
Ask it something in the demoYes — $408 so far in September against $362 for all of August. Two things moved:
Six restaurant charges are tagged Halifax trip — want me to move them to Travel?
Nothing changes until you confirm.
Getting there — about fifteen minutes, once
Through Plaid, read-only. Transactions land on their own from then on.
Auto-categorization handles the bulk; you fix what matters and set a rule.
Tuition in October, a flight in June, a target per category. Soft targets, not rules.
Up to three more people, same view, no admin tier. One bill.
The honest fit
We’d rather you pick the right thing than sign up and leave in a month.
Rent, subscriptions and paycheques are detected from your own history — and flagged the month any of them quietly shifts by more than a few percent.
Add the things a bank sync can’t see — the car, the house, a retirement account, the debts — and watch the picture build month over month.
One plan
One price for the whole household. No per-seat maths, no tier that hides the feature you came for.
Stop paying and your account drops to read-only — history, categories and rules stay intact. Come back later and pick up where you left off.
Household plan
or $100 a year — two months free
30-day free trial · no credit card · cancel anytime
We connect to banks through Plaid in 20 countries: the US, Canada, the UK, Ireland, and much of Europe — Germany, France, Spain, Italy, the Netherlands, the Nordics, and more. Bank coverage is deepest in the US and Canada. Not sure about yours? The sandbox demo lets you try the whole app with realistic data — no connection required.
Your account drops to read-only. Nothing is deleted — history, categories and rules stay intact, and re-subscribing later picks up exactly where you left off.
No. Bank connections are read-only through Plaid, your credentials never touch our servers, and there is no payment capability anywhere in the product.
One subscription covers up to 4 people. Everyone sees the same accounts, envelopes and calendar — equal access, no admin tier, one bill. You can still see who spent what.
Recurring streams detected in your own transaction history, plus anything you have planned yourself. Nothing is invented — a forecast only appears when the pattern behind it already exists in your history.
Only your household’s data. It reads the same rows your dashboard does, and it asks for confirmation before it edits, splits, tags or re-categorizes anything.
Who’s behind this
“I built visyoner because my own household needed it — we run on it every day, on the same app you’re looking at.”
visyoner is designed, built, and run by one person. Notes sent from the contact page reach me directly.
No testimonials yet — so see for yourself: the full app, live, in 30 seconds — no signup, no card.
Open the demo on a sample household, or start your own. Thirty days, no card, and your data stays yours either way.